Meet Your Advisor

 David Seitzer established Alpha Retirement Concepts in 1997 shortly after the military and attending nursing school.  David builds retirement plans designed to meet the needs that most people have spent a lifetime attempting to achieve in their careers, Income.   Income to enjoy the lifestyle you have always hoped to enjoy in retirement.   For some families, their legacy is important.  A legacy of assets to leave to the next generation.  And to others, simply knowing that should they ever need care in the retirement, that they not become a financial burden to their loved ones.   

These primary Retirement Concepts are implemented as a result of what the client is truly wanting.   Listening to your wants, needs, and desires is far greater  a process than simply attempting to sell a product or solutions that all to often are canned by large impersonal planning firms.   

For David, working alongside clients is a life calling that has found him helping thousands of people and families over the years. Through personalized attention, David builds Forever Funding plan for clients that receive ongoing oversight and adjustments as their needs evolve. He lives by three basic tenants, be Authentic, be Transparent, and Communicate clearly; all of which guides how he works to help clients uncover the truth of their financial priorities. Through this caring support, clients receive more than a plan — they gain a dedicated financial ally. He believes that if we all serve first, everything else falls into place.

David is a third-generation military veteran and has continued his service following his Army deployment by becoming an Accredited Service Officer with the Department of Veteran Affairs. David founded a not-for-profit, Project Veteran Aid, in 2005 that provided access to important benefits for veterans of all ages and levels of need.  David also created additional organizations that have helped families with difficult documentation and application processes for Medicaid benefits through Project Medicaid.  Together with Alpha Retirement Concepts, Inc.  David and his staff have helped over 5,500 families through extreme situations during their retirement years when the needs are the greatest. David has mentored over 75 agents/professionals personally and traveled extensively to work with clients of Elder Law attorneys through the years.  Following nursing school, his career could easily be identified as a “Financial Social Worker" if there were such a position.  He and his wife, Lin, have raised four children, whom they are deeply proud of.  Together they lead a Community Group of individuals at their church and have lead Grief Share groups, Crown Financial & Money Matters classes often. When there is free time, they hike, ski, and Jeep while chasing over 150 waterfalls just in the past two years.

Professional Highlights
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• Veteran U.S. Army Signal Corp. and 15 years as an Accredited Service Officer with the Dept. of Veteran Affairs, while serving war-time veterans and their spouses through Project Veteran Aid.
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• Served as a business coach and small group leader, and mentored over 75 agents around the US, helping them with their private practices.

• Traveled across the US assisting Elder Law attorneys with their clients’ asset protection needs and Crisis care planning.

• Served as a publicly elected City of Saint Charles council member for the residents of Ward 8 in the City of St. Charles, MO., holding a number of committee and commission positions to include Economic Development, Veterans Commission and Public Works. 

• Part-time Care Coordinator at Front Porch Housing, a ministry of Grace Church in Upstate SC,  that enables Men and Women to gracefully and successfully reintegrate into societal life by learning life skills.  

Your Plan - Your Future